To save money in a CD of not? The famous Certificate of Deposit. The banks say of course you should, it’s a great way to save money. Not necessarily though.
Another example is when I found myself obsessing over memories of all the “horrible things” that my ex-husband did before and during our divorce. I was well into the maze of troubling thoughts before I caught myself. “Whoa! I am so over that story. How did I get into that loop?” I understood then that I was perceiving the thoughts and emotions that weren’t mine. That energy pattern matched what I had experienced when I was in the thick of the drama and story of divorce. That energy was familiar and it triggered the familiar reactions in me.
The bulls on the financial business channels are coming out of the woodwork in droves. Every mutual fund and hedge fund manager is doing their best to persuade and lure the public back into market. We know that the public has not been in the stock market because the volume in this market rally has been extremely light. Historically, stock markets that trade higher on light volume and sell off on heavy volume are not healthy stock markets. Often this type of rally is usually manufactured or is artificial. This rally has admittedly been artificially induced as the Federal Reserve dilutes the U.S. Dollar Index almost on a daily basis. Today the U.S. Dollar Index declined to a new multi-month low and the Dow Jones Industrial Average made a new high for the year breaking above the April 2010 high.
A short-term savings account is an account that is used for something in the next 1 – 5 years. A bond mutual fund or some sort of hybrid bond/stock mutual fund is a good idea for this. They have been known to average somewhere in the 4% – 6% growth range. The long-term savings accounts or wealth building accounts are your retirement accounts like a 401k or an IRA. Now this obviously depends on your number of years left before retirement, but if you have 20, 30, or more years to go before you retire, it would probably be beneficial to you to place your retirement account in some form of growth oriented mutual fund. These will typically have larger up and down Swings with Lights as the markets change but have historically averaged in the neighborhood of 10% growth over time.
If you have any back problems or varicose veins, those conditions could get exacerbated during pregnancy and it would help if you do not engage in activities that require you to be on your feet for extended periods. And that would make golf one of them.
Law also gives a quick review on Wilin Rosario, the 20 year old catching prospect for the Rockies. Rosario missed some time with a broken hand, but has advanced through the minors quickly. He turns 21 before the start of next season and it sounds like he has a good bat. A guy to definitely keep an eye on.
Look for FREE arts and crafts programs from local museums. There are also arts and crafts programs with small fees from your local craft stores. Often times your local colleges hold FREE sports clinics too. Your children have the opportunity to learn from top athletes and coaches. These offers are fun filled learning experiences.
Also avoid excessive stimulation two hours before sleep. This can cause your body to be unable to fall reach the state of deep relaxation needed to fall to sleep.