Everybody needs a car these days, no think about it. Really pretty much everybody relies on their cars. Even pensioners have cars, and they have those lethal buggy things that always seem to aim for your ankles, but that’s another story.
Times were simpler. Most children weren’t given allowances; they were expected to work. They mowed lawns, hauled garbage, carried groceries, worked on farms, collected bottles, hoed gardens, painted fences and houses, baby sat, cleaned houses, and any other job that paid money. Chores around the house weren’t paid Insurance Brokers events we were expected to help. It was our duty. We were busy and happy for the most part.
Build your own Niche submission list. While we recommend the 5 site above, there could be other niche directories, websites or publications that accept article submissions. Try the publications that you receive each month. Do they accept submissions? Have a look in the news agents.
Call your agent or even better call several agents and tell them you want a new policy. These agents will do anything to make a sale and you can often negotiate a “front end bonus” where the cost of moving your money will cover any remaining surrender penalty.
Make sure you visit at least three quotes sites. I have a preference for sites operated by Insurance brokers. This is because they’re more likely to give you an unbiased quote. The reason I think this way is that I know every business tries to show it’s strong sides. With brokers’ sites you can see the good and bad for specific profiles. The Insurance broker loses nothing in spite of the quote you settle for — They make their profits anyway.
This is where los of rent comes in at. It pays you what you would have been receiving if the apartment never had the loss. You still get paid while all the repairs are being made, you still have money coming in to pay the mortgage bill, the property tax etc. Of course, you still get paid the profit you would have made so you can pay your own bills.
For many years, I used to say that if someone is complaining about how tough things are in their life, they should go talk to my father-in-law. He was sure a great example of not complaining, but finding a way to move forward despite any obstacles.
My advice to you when looking to work with somebody or pay for a service/product is find out as much about the person/s involved. If it’s a product, do extensive research to find out customer feedback. If the seller is not willing to talk to you over the phone or meet in person (if that’s possible), in my opinion they’ve got something to hide. They’re probably not truly confident their product can do the job they claim and they’re concerned they won’t be able to convey this to you. Instead they rely on emails and gimmicks to lure you in. Don’t fall for it.